Lifestyle Inflation Detector
Your raise
quietly vanished.
Income went up. Did your savings actually keep pace — or did your lifestyle just expand to swallow it?
Before and after your raise
Rough monthly take-home numbers are fine.
Income before raise
Income after raise
Monthly savings before
Monthly savings after
Every month, this much of your raise just became lifestyle
—
Invested instead for 15 years, it could grow to
—
Savings rate before
—
Savings rate after
—
—
Lifestyle inflation isn’t spending more — it’s your savings rate staying flat (or falling) while your income climbs. The projection assumes the absorbed amount invested monthly at 12% p.a.
Caught your invisible leak?
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CA Vipin Gupta — Trust · Satisfaction · Growth
For education only. Not financial advice. Figures are illustrative.
For education only. Not financial advice. Figures are illustrative.
